Conrad Centennial Singapore

Conrad Centennial Singapore

The Hilton program has recently gone through some changes.
Being a Hilton Honors member for more than 10 years now - it has gone through a
devaluation (or two) and enhancements.

Personally I have enjoyed the Hilton brand over the years.
With the easy to earn Gold Status from several different methods - to countless
upgrades I have earned for myself and my family - the majority of Hilton hotels
we have stayed in have been modern, comfortable and usually ticks all our
criteria when staying in a hotel.…

Conrad Maldives Restaurant

Overwater Restaurant on our trip to Conrad Maldives in January 2016

There is no Reason to use Cash when you can use Credit Cards!

Below is my opinion of how I think you should be paying for your goods and services. Note that I am not a financial advisor of any kind – but this is my experience with how I deal with my own (and my family’s) finances

The question I pose to most people paying for anything is why are you using cold hard cash which provides you with absolutely no return – when you could be using a (correct) credit card to earn you between 15%-60% back on your dollar in terms of business/first class redemption value pretty much every time?

Why would you use Cash when you could use Points and Improve your Financial Position at the same time?…

Singapore Business Class Seat 1

The last 12 months have had many changes in the Banking industry in regards to Credit Cards. Thus with any Points Enthusiast you will need to pivot from your current credit cards to new cards to take advantage of earning points.

Most credit cards unfortunately will devalue - only a select few will have benefits enhanced. So by being aware of what the market has to offer - you will be able to determine the best course of action for yourself.

So below is a Points Strategy I utilise in terms of Credit Cards to gain maximum required points as of today.


1. American Express Platinum Edge Credit Card

This is still hands-down the compulsory card for any person wanting to get started in the points/game. I have had this card close to 10 years and the number of Business Class flights that we have enjoyed over the years is all attributed to this one card.

The change for this now though is that they have replaced the free domestic Virgin Australian Flight with a $200 travel credit. This in my opinion is a devaluing of the benefit as the flight can cost around $400-$500 in peak season. By for others who are not interested in using this flight and would rather use the credit for hotels etc – then this is perfect.…

Conrad Maldives - Water Villa 1

Conrad Maldives Water Villa

I haven't updated my blog for exactly 1 year so I thought it was time for me to get back into it!

You may ask – have I lost my passion in all things points and miles related because I haven't updated in a while? I can say emphatically NO!!!!!! I've been learning and studying every day and week the best strategies to earn and accumulate frequent flyer points and then also personally redeeming it for my family to travel on what many could say once-in-a-lifetime trips – but I know we have many more to come. The reason I haven't been updating it is because I've been busy travelling everywhere and also starting my own business (not travel related) with my business partner.

Japan Airlines First Class - Caviar

Japan Airlines First Class Dining - Caviar

Over the last year I have travelled to many places with my family and also going solo. They include the following:…

Loews Chicago Bedroom 1

Date: Thursday 16th April, 2015

Staying in Chicago for one night as a layover on the way to Dallas – I quickly decided to stay at the Loews O'Hare Chicago Hotel. I've stayed here before and knew what was expected.

As I held the American Express Platinum Charge Card – it provided $200 Travel credit to whatever travel expense you wanted. As the room was $269 – I used the $200 credit – so only paid $69.

Loews O'Hare hotel used to be the Intercontinental hotel. It is only a few years old – the newest hotel in the O'Hare/Rosemont area near the airport.

Loews Chicago Bedroom 2

Loews Chicago Bedroom 3

CX First Class HKG to ORD dining 10

Date: Thursday 16th April
Departure Time: 11:55am
Duration of Flight: 14 hours 6 minutes

As I was using my US Dividend Miles to redeem this flight – I was excited to try this product as I have heard so much about it and wanted to try it for myself.

For check in – as I was in first class – we were given priority to board before any other class. As I was departing Hong Kong to go to America – it is a requirement for them to check your bags again.

CX First Class HKG to ORD seat 7

CX First Class HKG to ORD entrance 1